payme — OpenData / OpenFinance Interface Integration

Providing compliant protocol analysis, QR/card-to-card payments, invoicing and transaction reconciliation integration, with runnable source code for Payme (Uzbekistan's leading payments platform).

Starting at $300
Delivery: source code + docs + test scripts
OpenData · OpenFinance · Protocol Analysis · PCI Compliance

Rapid, compliant integration of payme's payments, transactions and reconciliation into your backend

We provide protocol analysis (including necessary reverse engineering scope) based on public/authorized interfaces, runnable API source code, automated tests, and interface documentation, covering QR payments, card-to-card, bill payments, subscriptions and Payme Plus scenarios.

QR / payme go integration — Merchant QR verification, transaction callbacks (webhook), settlement confirmation and refund flow.
Card-to-card & gateway — Card-to-card top-ups and withdrawals via Visa / Hum o / Uzcard, with PCI 3DS processing guidance.
Transactions & ledger API — Monthly and per-transaction extraction, export to CSV/Excel/PDF, with time-window filters and spend analysis categorization.
Subscriptions & Payme Plus — Recurring charges, quotas and trials management, with user authorization and unsubscribe callbacks.
Get a quote View deliverables

Deliverables & sample outputs

Standard Deliverables

  • API specifications (OpenAPI/Swagger) and interface contracts
  • Protocol analysis report (authentication flows, token lifecycles, session management)
  • Runnable backend code: API services (Python/Node.js/Go optional), with Docker templates
  • Webhook and asynchronous notification handling examples
  • Automated tests, API mockors and deployment guides
  • Compliance and privacy guidance (data minimization, logging, data retention)

Sample Interface: Query Transactions (pseudo-code)

// Example: Fetch user balance and transactions (pseudo-code)
GET /api/v1/payme/account/balance
Authorization: Bearer <ACCESS_TOKEN>

{
  "account_id": "user_abc123",
  "from": "2025-10-01",
  "to": "2025-10-20",
  "format": "json"  // or 'csv'|'xlsx'
}

POST /api/v1/payme/transactions/query
Authorization: Bearer <ACCESS_TOKEN>
Content-Type: application/json

{ 
  "account_id": "user_abc123",
  "from": "2025-10-01",
  "to": "2025-10-20",
  "page": 1,
  "page_size": 50
}

Response 200 {
  "transactions": [ { "txn_id": "TXN001", "date": "2025-10-05", "amount": -450.00, "desc": "Pay merchant", "status": "COMPLETED" }, ... ]
}

Advanced module

Optional modules: NFC event parsing, virtual card token sync, server-side Tap-to-Pay events callbacks, dispute automation and adapters for third-party clearing/gateways.

API Integration Guidelines (Quick Start)

  1. Provide the target use case (e.g., merchant acquiring, balance export, subscription).
  2. We perform protocol and authorization analysis (2-5 business days) with necessary reverse engineering scope and compliance boundaries.
  3. Deliver runnable API code and OpenAPI docs with example SDKs (typically 3-10 business days).
  4. Assist with deployment, integration testing and one production readiness audit (optional).

Authentication & Security Advice

  • Access tokens (Bearer / JWT) or HMAC signatures; short lifetimes with refresh
  • Webhooks with signatures and time-window validation
  • PCI DSS compliance: avoid storing card numbers in your systems; use tokenization or gateway hosting
  • Rate limits, IP whitelisting and suspicious transaction alerts

Our Studio

We are a boutique engineering studio focused on mobile app protocol analysis and compliant API integration. Our team has extensive experience in payments, banking tech and cloud-native architectures, delivering compliant, maintainable APIs and developer documentation.

  • End-to-end delivery: protocol analysis → development → testing → docs → deployment support
  • Multilingual SDKs: Node.js / Python / Go / Java
  • Compliance-first: NDA, penetration testing and third-party audit collaboration
  • Transparent pricing: starting at $300, milestone-based payments

Contact Us

To get a quote, submit target app name and integration requirements, or request a sample deliverable, please visit our contact page:

Visit Contact / Submit Request

📱 payme — Original App Features Overview (expandable)

payme is a leading Uzbekistan payment service delivering online payments, bill payments, and card-to-card transfers with a focus on speed, transparency and security.

  • Instant wallet top-ups and transfers between wallets and banks
  • QR payments and merchant settlements
  • Card-to-card transfers across cards (Visa, Humo, Uzcard)
  • Bill payments and merchant payments
  • Rewards and loyalty features for frequent users
  • Strong security: 2FA, PIN, and privacy controls
  • Multi-language support and 24/7 support

Note: The above is a public feature overview for technical integration reference. Actual API endpoints and authorization flows are subject to official permissions.